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New lead rules affect pre-1978 homes
Many houses, apartments and other buildings that were built prior to 1978 may have paint in them that contains lead. Lead-based paint can pose serious health hazards if not taken care of properly, especially for children and pregnant women. If you live in a home that was built prior to 1978, or if you're thinking of buying or renovating one, this is certainly an issue that you need to be aware of.
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Jean Ransdell, Cert Short Sale, Foreclosure Specialist
Russ Lyon Sotheby's International Realty
23733 N. Scottsdsle Rd
Scottsdale,
AZ
85255
480.294.3257
480.502.3523
Contact Me
Visit My Web Site
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Smart Tips
Read this and make a copy for your files in case you need to refer to it someday.
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How pros drill through masonry
When it comes to drilling holes in concrete, concrete blocks, stone and other masonry, using a standard drill can be a real exercise in futility. The rotary motion of the drill bit -- even a carbide-tipped masonry bit -- is simply not sufficient to power through tough masonry surfaces.
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Buying a Home is a Great Way to Build Long-Term Wealth.
If you’ve been waiting for the right time to buy a home, you should know the facts about homeownership. Right now, interest rates are still at historic lows, conventional financing is available, and FHA-insured mortgage applications are on the rise. The more you know, the more you’ll realize it’s a decision you shouldn’t postpone any longer.
On average, the value of a home nearly doubles every 10 years.
That’s a return most investments can’t match. During the past three
decades, home values have increased an average of 6.6% per year.
And because most buyers invest only a small part of their home’s total
value in a down payment, their return on that initial investment is much
greater, thanks to the power of leverage.
The average homeowner today has 36 times the wealth of the average renter. Homeownership is key to climbing up the economic ladder. When you own a home, you’re essentially paying yourself and
building up equity. Not to mention the tax deductions only owners can claim, such as property taxes and mortgage interest.
Sixty percent of the average homeowner’s
wealth is their home’s equity. Very few people look back and regret their decision to purchase a home. Historically speaking, homeowners that
are in it for the long haul will build equity. In fact, home equity is the
largest single source of household wealth for most Americans.
Of course, a home is much more than a way to accumulate wealth.
It’s a place to enjoy your lifestyle and your loved ones. What other investment can claim that?
The best way to evaluate your situation and options is to contact a
REALTOR®—a member of the national and your local association of
REALTORS ®. They can provide solid advice on local market conditions
and can help you find the home you’ve always wanted. Every market
is different. Contact a REALTOR® today.
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Pending real estate sales inch up in July
More homebuyers signed purchase contracts in July than the month before, according to a report by the National Association of Realtors. An index that tracks pending home sales nationwide rose 5.2 percent in July, to 79.4, after hitting a downwardly revised 75.5 in June. May and June both marked record lows following the expiration of the federal homebuyer tax credits.
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Debit vs. Credit cards
Debit Cards vs. Credit Cards
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Loan modification “blackmail”
DEAR BENNY: My wife and I received from our lender a repayment agreement for our original mortgage. This was a result of the bank initiating a foreclosure sale, which was temporarily suspended because we agreed to enter the Home Affordable Modification Program.
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Pricing to sell in today's market
Putting yourself in the right mindset to sell is essential. It's the most difficult aspect of selling for most sellers. Your home is worth what a buyer is willing to pay, which may not be what you think it is worth.
Detaching yourself emotionally from your home is difficult. Clearing out years of clutter, depersonalizing your home by removing personal memorabilia, and staging your home for sale can help you step back and view the home as a commodity that needs to be sold rather than as your personal sanctuary.
Putting your home on the market at a price that reflects what you want and not what the market will bear can cost you time and money as it sits on the market unsold.
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Pay attention to home inspection
For just about anyone, a home is the single-most expensive and single-most complex thing that you'll ever own. So when making that purchase, you certainly want to do everything possible to be an informed buyer and to protect yourself and your investment.
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Playing the real estate waiting game
Buyers often are reluctant to make an offer to buy a home they find early on in their search. After looking for months and not finding anything comparable, some buyers regret not having moved quickly on a listing even though they saw it early on.
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