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New lead rules affect pre-1978 homes
Many houses, apartments and other buildings that were built prior to 1978 may have paint in them that contains lead. Lead-based paint can pose serious health hazards if not taken care of properly, especially for children and pregnant women. If you live in a home that was built prior to 1978, or if you're thinking of buying or renovating one, this is certainly an issue that you need to be aware of.
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A simple guide to home seller disclosure
How would you like to find out after you've closed and moved into your new home that the basement is rat-infested? You call a local pest company and discover that the sellers hired the company to treat the house for rat intrusion.
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The National Economic Scene - August, 2010
It seems that the government is always revising the data they previously release so that you wonder how much you can rely on the information as it comes out each month. Their latest revision reveals that the recession was actually deeper than previously thought. Turns out that the US economy shrank by 2.6% last year rather than the 2.4% originally estimated. This was the steepest drop since 1946, at the end of the war. This helps to explain why the unemployment rate surged to 10.1% in October. I believe that was a revised figure as well.
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What's Up With The Market? - August 2010
I'll try to extract accurate information on sales in our market for the month of July as I do for each of my clients on a regular basis. If you'd like to receive email updates on any and all changes in our local MLS, please contact me by email and I'll set you up. It's a great way to keep up with the market and develop a feel for what it is doing at any given time.
My email address is joe@joevita.com.
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Protect real estate from Medicaid
DEAR BENNY: Seven years ago, when my mother was 80, my husband and I purchased cooperative apartment shares in a senior complex for her to live in. Since at least one of the tenants had to be over 55, we put her name on the shares, as well as my name. The actual paperwork reads: " 'My Mother's Name' or 'My Name' as joint tenants with right of survivorship and not as tenants in common."
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Get yourself some green for going green
One way to make a home more valuable (read: good for sales,
good for property values) is to make it more energy efficient. Green
sells, and green pays.
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Sellers face new dilemma in timing the market
Some sellers have been biding their time for three years and now wonder if they should continue to wait or bite the bullet and sell now.
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Good Faith Estimate contains some 'quirks'
As of Jan. 1, 2010, the Department of Housing and Urban Development (HUD) required lenders to provide mortgage borrowers with a new three-page Good Faith Estimate (GFE) to protect consumers who are applying for a mortgage.
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