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Personally Speaking ... Is the housing bottom behind us in California? Experts are beginning to say "yes."
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September Bay Area Home Sales Up, Median Price Down Home sales in the Bay Area edged up in September as buyers scrambled to take advantage of low mortgage interest rates as well as a federal tax credit due to expire at the end of November. The median sale price rose slightly from August.
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Dial down holiday excess Fiscal, nutritional and environmental excess. Such is the dark side of the holiday season. But by adopting a greener approach to festivities, that gluttony can be pared back.
Here are some strategies:
Plant greetings -- Abandon snail-mail cards in favor of online greetings, which eliminate paper waste and requires no fuel for delivery. But if sending cards is something you still wish to do, opt for recycled paper and cards that get second lives in the garden. Some are infused with seeds, and recipients plant the cards and later watch flowers bloom. One source is Greenfield Paper at http://www.greenfieldpaper.com/asccustompages/categories.asp?categoryid=3.
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Final walkthrough a buyer's best friend Imagine this. You move into your new home for the first time after closing and, although you transferred the utilities into your name, the lights don't turn on. There isn't a single light bulb left in the house, the yard is overgrown, and the leaky faucets the sellers were to have fixed still leak.
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Five ways to cut heating costs If you're thinking it's time to do something about your cold house and your high heating bills, here are five win-win suggestions that will help you do both.
1. REPLACE YOUR FURNACE FILTER
A clogged filter makes your furnace work harder to deliver the same amount of heat, which wastes energy by keeping the furnace on for a longer period in order to bring the house up to the requested temperature.
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Don't skimp on title insurance Most people are trying to cut costs these days. Some even wonder if it's necessary to pay for title insurance when they buy or sell a home. Skimping here could end up costing plenty if you discover a title defect after you own the property.
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Buying? Ask for my free Considering a move? Then, ask for my daily email alerts about all homes newly for sale in your area.
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Top 10 Reasons To Choose Coldwell Banker for Your Real Estate Needs Coldwell Banker, now celebrating 100 years in business, sells more homes in the Silicon Valley than any other real estate company. Here are the "Top 10" reasons you should list your home for sale with us:
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