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Realty News from Kathryn
Kathryn Hisert REALTOR® (DRE License Number 01465045)
3190 S. Bascom
San Jose,  CA  95124
408.230.9055
408.369.0578 
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Three must-knows before backing out of purchase contract
Q: I have a contract on a home to purchase, but I have changed my mind. Can I back out prior to the closing without any penalty or repercussions?
...more
Three options for buying home after short sale
Q: I experienced a hardship two years ago and had to sell my house via short sale. I am now ready to purchase a home but heard I would have to wait another year because of FHA rules. I have been paying my rent on time and my credit is in the 700s. What programs or other options do I have in terms of obtaining a loan? I want to purchase a house for $70,000.
...more
Winterizing your chimney
As winter approaches, one of the things to look forward to is the cozy heat and intimate glow that can come only from a wood fire. But burning wood can create some definite safety hazards if you don't keep up with regular fireplace and wood-stove maintenance.
...more


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Kathryn Hisert
REALTOR®
3190 S. Bascom
San Jose,  CA  95124
408.230.9055
408.369.0578 
Contact Me
Visit My Web Site
Equal Housing Opportunity   
  
Valentine's Month Quote
"The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity." ...more
 
Press Release: Certified Real Estate Divorce Specialist
Hopefully, -you- will never need this service. But, as I am one of only ten Realtors in California with this designation, I thought you might like to know about it. And, if you should know someone who owns property and is contemplating, or is going through, a divorce please take a moment to share: ...more
 
On Troubleshooting
THOSE who have issues with their mortgage lenders now have another place to take them: the Consumer Financial Protection Bureau, which began accepting such complaints and inquiries this month. ...more
 
Shopping for the Best Rates
THE lowest interest rates in decades sound enticing enough, but they are often out of borrowers’ reach. Mortgage lenders adjust their rates based on perceptions of risk, so unless you can show you’re a low-risk borrower, you are unlikely to qualify for a rate that matches those seen in all the advertisements or headlines. ...more
 
Walking Away From Home to Get More Costly
WASHINGTON (MarketWatch) — Question: Look it up. After 2012, homeowners are no longer going to walk away from there homes scot-free. Starting in 2013, they will owe a tax on the amount their lenders forgive. So you are going to see a big stop in foreclosures. ...more
 
New Tankless Toilet to Change the Way We Flush
A breakthrough in tankless toilets has encouraged Japan's Panasonic Corp. to announce that it will halt production of conventional lavatories, complete with their bulky water tanks. ...more
 
San Jose; Tough Place to Rent. Good Place to Buy?
Prospective home buyers take comfort. A recent analysis of the nation’s housing markets found San Jose to be the second hottest ...more
 
Principal Forgiveness Plan
The Robo-Signers Mortgage Fraud Fiasco may be coming to a conclusion… This may appear to be good news on the surface. After all, there appears to be some sort of justice happening on behalf of owners. ...more
 
Short Sales Can Mean Bonuses for Some Homeowners
At first, the San Leandro woman, who had fallen behind on her condo payments, thought the letter was a scam. "You could sell your home, owe nothing more on your mortgage and get $20,000," it proclaimed in large type. ...more
 
How to get a mortgage if you are self-employed
CHICAGO (MarketWatch) — It’s tougher for just about all mortgage borrowers to get a loan for a home purchase or refinance these days, but many self-employed business owners are really feeling the pinch. ...more
 
February's Recipe; Roasted Red Pepper Chicken
Chicken for Valentine's Day? Yep! It even has beautiful splashes of red! ...more
 
Instant home search!
For divorcing couples / Resources
Mortgages: Financing / Calculator / Information
Staging Works! / Ask Kathryn, she's an ASP...
Kathryn-- Meet on YouTube
 
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