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It still pays to remodel
The home-sale market has taken a beating in the last few years, which begs the question: Does it makes sense financially to invest in home improvements?
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Mortgage payoff in a divorce
DEAR BENNY: My wife and I are in the process of getting a divorce. I am prepared to give her the family home so that our children will not be disrupted any more than they already are. I know that our mortgage lender will not relieve me of our joint obligation to make the monthly payments, but hopefully that will not be a financial problem for us. We have been advised that a lender can use the "due on sale" clause in the mortgage documents to block this transaction. Can this happen? --Tom
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Rates Are Very Attractive! Refinance Your Current Loan Now!
Mortgage interest rates are very attractive, especially the fixed rates! Have you been thinking about refinancing your current? Or maybe you are thinking about buying a home or an investment property? Or maybe your friends or family are thinking the same? Well, let me help you take care your real estate needs as well as your financing needs.
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Tax time over, but many credits still available
If you’re a homeowner, it’s a given that you claim the mortgage interest deduction on your tax returns. If you are a green-minded homeowner, you may be eligible for a federal tax credit if you purchase or have purchased (keep those receipts) an energy-efficient product or a renewable energy system for your home.
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Did you buy your homes between 2004 and 2007?
Did you or someone you know buy a home or rental properties between 2004 and 2007? Has the recession caught you off guard? Layoffs, lost income, housing price plunge! All these can add to your stress in keeping your American Dream.
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7 Short Sales Myths
It is said there are 7 deadly sins, I say there are 7 deadly myths being circulated about short sales.
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Closing costs vary by location
Closing costs, the costs associated with buying or selling a home, can add up. It's wise to get an estimate of how much you're likely to pay in closing costs before you make an offer to buy a home or accept an offer to sell.
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Six ways to boost curb appeal
If you're thinking of listing your home this spring, now is the time to be thinking about one of the most important elements of real estate marketing: Curb appeal. It's your one and only chance to make a first impression on a potential buyer, so make it a good one! Here are some suggestions to make your home stand out from the rest:
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Appraisal rules tough on additions
Recently a homeowner in the hills above Oakland, Calif., applied for a refinance. An appraiser visited the property and measured both levels of the house. The appraiser called the homeowner a few days later to find out if the lower level had been added with a permit. The public record indicated the house had three bedrooms, two bathrooms, and 1,513-square feet.
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