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The new and improved Team Miller!!!
Dear Friends,
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Pros, cons of buying home in today's market
When the housing market slows down, buyers often wait on the sidelines for a clear sign that the market has recovered. The only problem with this strategy is that you can only know for sure that a market has turned through hindsight. In other words, you can't time the market.
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Get started on the house hunt
Mortgage interest rates dropped recently and home prices have moderated in many areas, making it a good time to buy. If you've never bought a home before or if you currently own a home but have never bought and sold at the same time, the process can seem intimidating.
You can ease your anxiety by formulating a game plan and by assembling the best team of professionals you can find, including a mortgage person; a real estate agent or two if you're buying and selling in different locations; inspectors; an insurance agent; a closing agent or escrow officer; and an attorney, depending on where you're buying.
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How to find a real estate bargain
Everybody wants a bargain. Last year, good real estate deals were few and far between. This was due to the fact that inventories of homes for sale were at record low levels. And, there was an abundance of buyers, all looking for the same thing.
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Don't charge up a storm before buying home
Sometimes home buyers think they'll be able to get away with making a large purchase just after they've been approved for a mortgage.
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Getting your dollar's worth from home improvement
So you've decided to take the plunge and redo the kitchen, or put on a sprawling new deck, or add that central air conditioning you so desperately wanted last summer. The plans are drawn, the contractor is ready to go, and you suddenly have a concern you hadn't thought of before:
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The importance of housing permits
How would you feel if you bought a house that was advertised as a having four bedrooms, three baths with a large recreation room and later discovered that technically it was had only three legitimate bedrooms, two bathrooms and a basement?
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Presale inspections can give sellers advantage
It's becoming more common for sellers to hire inspectors to inspect their property before it's put on the market. The reports are then made available to buyers to review before they make an offer.
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Smart home sellers opt for pest inspection
No one wants to buy a house that's riddled with termites. So, a termite inspection -- technically an inspection for damage by any kind of wood-destroying organisms -- is usually done at some point during the course of a home sale.
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Best mortgages in today's market
"Are some types of mortgages priced better for the borrower than others?"
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Time is serious in real estate deals
When you sign a contract to buy or sell a home, you agree on the price, the closing date, and a myriad of other details. The contract may also specify that time is of the essence. If so, this means that you agree to perform on time.
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Things to know before buying a vacation home
Nationally, home sales declined 4.1 percent in 2006 from 2005. But, vacation-home sales rose 4.7 percent in 2006 to a record 1.07 million sales, according to the NATIONAL ASSOCIATION OF REALTORSŪ (NAR). The increased interest in buying vacation homes for personal use rather than rental is expected to continue throughout this decade.
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Home inspection pitfalls
Any real estate agent worth his/her salt will recommend that you have inspections done before buying a home. That's good advice. But, completing a thorough home inspection can be easier said than done.
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Mexico does second-home buying right
Who were the first snowbirds? It depends on where you ask the question.
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The Sheep Ranch in Lake Wildwood
Every time I pass by the sheep ranch in the middle of Lake Wildwood I find my self pondering through the eyes of a new comer," What the heck is the story behind the sheep ranch at Lake Wildwood?"
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