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I HAVE MADE A MOVE!
I am happy to announce I have joined the amazing team at Catalyst Real Estate Professionals. I am very excited about this chang
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Sellers face new dilemma in timing the market
Some sellers have been biding their time for three years and now wonder if they should continue to wait or bite the bullet and sell now.
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4 Tips to Determine How Much Mortgage You Can Afford
Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.
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Find the Home Loan that Fits Your Needs
It’s easier to settle happily into your new home if you’re confident you can afford it. That requires that you understand your mortgage financing options and choose the loan that best suits your income and ability to tolerate risk.
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5 Tips for Deciphering Your Home Loan’s Good-faith Estimate
When you’re shopping for a mortgage loan, it’s sometimes hard to understand the jargon lenders use in the good-faith estimate explaining the costs and fees you’ll pay when taking out a mortgage.
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Closing costs vary by location
Closing costs, the costs associated with buying or selling a home, can add up. It's wise to get an estimate of how much you're likely to pay in closing costs before you make an offer to buy a home or accept an offer to sell.
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7 Tips for Improving Your Credit
Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do just that.
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Mortgage payoff in a divorce
DEAR BENNY: My wife and I are in the process of getting a divorce. I am prepared to give her the family home so that our children will not be disrupted any more than they already are. I know that our mortgage lender will not relieve me of our joint obligation to make the monthly payments, but hopefully that will not be a financial problem for us. We have been advised that a lender can use the "due on sale" clause in the mortgage documents to block this transaction. Can this happen? --Tom
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Retrofitting Existing Homes for Energy Efficiency is Key
Targeting existing homes for energy savings will go much further to curb greenhouse gas emissions in the U.S. than focusing on newer homes, panelists said Wednesday at a talk on green building during the International Builder Show. New homes, in general, are already built more efficient, but older homes can be big energy wasters.
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5 Tips for Saving Energy in the Family Room
Reduce your electricity bills by systematically purging your family room of wasteful energy practices.
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7 Tips for Saving Energy in the Laundry Room
Good laundry room habits, including some occasional minor maintenance, can save energy and shave nearly $300 off your annual utility bills. That’s because you can curb the biggest energy culprit: the cost of heating water.
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10 Tips for Saving Energy in the Kitchen
Spending less money on utility bills doesn’t mean you need to rush out and purchase a whole new suite of Energy Star appliances. With occasional light maintenance and good habits, you can greatly improve the energy efficiency of your large kitchen appliances—up to about $120 annually—without sacrificing convenience.
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