The Bates Team, Real Estate Ne
From Gladys Bates
Gladys Bates, PMZ Real Estate / BRE #: 01336048
701 S Ham Lane, suite B, Lodi, CA 95242
(w) 209.663.8160 (c) 209.210.0021

Pay early, save on mortgage interest

A frequently asked question is whether a mortgage borrower receives any benefit from paying before the du...
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Home loan shopping still far from perfect

The mortgages being written today are certainly better matched to the needs and payment capacity of borro...
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Better credit score doesn't guarantee cheaper loan

One of the unusual features of the U.S. mortgage market is that borrowers are obliged to select a lender ...
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Three money lessons from U.S. credit downgrade

Americans waited with bated breath on our congressional leadership to resolve the debt ceiling crisis. At...
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After years of living in a home, it's easy to fall into a habit of overlooking home maintenance chores. If there's no urgency, many homeowners procrastinate. Often problems don't get fixed until a maj... CHECK OUT MORE
Occasionally, listings are advertised as "as is" sales. To some buyers this signals a potential bargain property. For others, an "as is" sale carries a negative connotation. It suggests that the prope... CHECK OUT MORE
During busy home sale and refinance markets, lender backlog can throw a glitch into an otherwise smooth real estate transaction. If there is a problem, it's often because the lender's processing and f... CHECK OUT MORE
It's unrealistic to expect a home to be free of defects, so you should anticipate that your home inspection will reveal some problems. Even a new home can have defects if it wasn't constructed properl... CHECK OUT MORE
Pat Tanaka knew exactly when she wanted to sell from the large family home she'd owned for over 35 years to a smaller: When she... CHECK OUT MORE
First-time buyers are often caught in a "Catch 22". They usually have the hardest time qualifying for a mortgage. And they have the hardest time accumulating cash for a down payment and closing costs.... CHECK OUT MORE
INGREDIENTS: 1 cup cracked wheat or bulgur (course or fine; I used coarse grain) 3 tomatoes, seeded and chop... CHECK OUT MORE