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Improve your chances in multiple-offer situations
Some buyers in hot markets with a low inventory of homes for sale are losing out over and over in multiple-offer competitions. You can improve your chances of having an offer accepted by clearing up any issues that might cause a seller to look askance at your offer when compared to one from another buyer.
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Fannie Mae sees housing upturn as “intact”
Despite some bumps in the road, the housing upturn is "intact" and rising home prices are expected to boost household net worth and offset fiscal tightening, according to a monthly economic outlook released by economists at Fannie Mae.
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Avoid overcharges when refinancing
The process of deciding whether to refinance a mortgage in order to lower costs involves four steps:
• Step one: Select the preferred type of new mortgage.
• Step two: Find the best available price on that mortgage.
• Step three: Determine whether the cost of the new mortgage will be lower than the cost of retaining the current mortgage.
• Step four: Find a way to prevent being overcharged after committing to the transaction.
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