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WHO NEEDS AN $8,000.00 INCENTIVE TO BUY A HOME?
Tens of thousands of buyers got off the fence and bought a home due to the $8,000.00 first time buyers credit or the $6,500.00 credit for selling and buying another home offered by the Government! Now that this offer has expired, many people think now is not the time to buy a home as they have no incentive. The truth to that thinking is flawed!
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HOW MUCH HOUSE CAN I BUY? WHY RENT?
Here are some examples of home payments based on current FHA rates!
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FREE PERSONALIZED HOME SEARCH WEBSITE!
FREE PERSONALIZED HOME SEARCH AND WEBSITE! This could be one of the best tools ever offered to a home buyer or owner! Call or email me today to set up your own FREE PERSONALIZED HOME SEACH WEBSITE! This website can be set up and updated daily at no cost or obligation to you! It is very simple, you just give me information on what you are looking for in your next home. The website will be set up to only show homes that meet your criteria. You can set it up to show just one tract of homes or one type of home from several cities! The sky is the limit on how this search can be set up. We can look for a needle in the haystack or up to everything on the market!
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Sellers face new dilemma in timing the market
Some sellers have been biding their time for three years and now wonder if they should continue to wait or bite the bullet and sell now.
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Seven rules for room additions
If you're happy with your home and your neighborhood but are craving a little more space, maybe adding on is a better alternative to moving out. Room additions can be a terrific alternative for many homes, adding space for a growing family and adding resale value at the same time.
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LOOKING FOR INSURANCE?
Your home is one of your largest investments. You want comprehensive coverage tailored to your individual home and possessions. Mikel’s Insurance Services represents some the most trusted national insurance carriers to assure your needs are meet… Some of our trusted companies are Travelers – Safeco – Hartford – Mercury – Foremost
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THE CHAPMAN SENIOR ADVANTAGE!
If you or your spouse are 55 years or older this program could be the answer to all of your dreams. If you are sick and tired of wondering what the value of your home will be when you are ready to downsize, FORGET ABOUT IT and cash out now! With the CHAPMAN SENIOR ADVANTAGE PROGRAM I will offer a discounted fee to list and sell your current home. (Discounted fee 4 1/2%) With this discounted fee you would save $9,000.00 on a $600,000.00 home sale. In return for this discounted fee I would appreciate the opportunity to locate and negotiate the purchase of your new retirement home.
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ONE OF ORANGE COUNTIES BEST KEPT SECRETS!
If you or someone you know is 55 years or older, this might be the answer to many sleepless nights. Many people are wondering if they will ever have enough savings to RETIRE in the fashion they deserve. LEISURE WORLD OF SEAL BEACH is becoming the preferred choice for many mature adults that are still working and do not want to relocate out of state for their retirement years.(Web-site www.lwsb.com)You can live less than 3 miles from the sandy shores of VINTAGE SEAL BEACH. Most homes in this area are upwards of ONE MILLION DOLLARS. At Leisure World Seal Beach, you can still buy a one bedroom 800 square foot home for about $90,000.00 and a two bedroom up to 1,200 square foot for about $180,000.00. They also have smaller units for as little as about $75,000.00. These prices are amazing considering all of the amenities!
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ARE YOU 62 YEARS OR OLDER AND NEED MORE MONEY?
If you or someone you know are 62 years or older and are having trouble making ends meet, maybe this will help ease the pain. An HECM loan (FHA Home Equity Conversion Mortgage) might solve many problems such as; not enough income to cover your living expenses, home maintenance repairs, increased medical care, higher prescription costs or just about any other problem you may be having due to todays higher costs of living. This type of reverse mortgage is the one most commonly used and is backed by FHA/HUD insurance. This type of loan will provide you money with no monthly payments, for as long as you live in the home!
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55 YEARS AND OLDER HAS IT'S BENEFITS!
If you are near or over 55 years old, now is the time to secure your future. Things are changing daily in the housing market and you cannot afford to be caught in the wrong place at the wrong time. Many of the downfalls in todays market could have long lasting effects. Unfortunatly no one can be sure of what the future holds. This is why it is more important than ever to shore up your future housing and retirement needs. Below are a few articles that you can go to for more information about benefits for those 55 and older. If you have any problems going to these articles, please call me for more information with no obligation!
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PROPOSITION 60 AND 90 FOR SENIORS
PROPOSITION 60 is a constitutional amendment passed in 1986 to provide TAX RELIEF TO SENIORS 55 and older. This could save you hundreds of thousands of dollars over your lifetime. Simply put this would allow a homeowner 55 years and older to transfer their property tax base from their current home to a newly purchased or constructed home. This proposition requires that both properties be located in the same county and that the original property must be eligible for the Homeowners Exemption or the Disabled Veterans Exemption. In addition the new property must be of equal or lessor value than the sold property. This will allow you to downsize without the new high tax burden.
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TAXPAYER RELIEF ACT OF 1997
Most people are not aware of the TAXPAYER RELIEF ACT OF 1997. This Act allows individuals regardless of their age to exclude th
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